The Residential Real Estate Finance Specialist (RFS) is a new designation for mortgage professionals. The purpose of the designation is to inform the public that the individual has attained a specific level of proficiency within the mortgage lending industry. Thus, consumers can be confident their mortgage consultant has educational and ethical standards which will govern the transaction.

On-line course in residential real estate finance. Students can now learn traditional residential finance in the comfort and privacy of their home.

Loan Originators Certification. ARI conducts training courses to provide loan originators with the classroom training required for certification by regulatory agencies.

Loan Origination (loan officer) training. This 80 hour course consists of skills training for individuals desiring to enter residential lending. The training is divided into two sections: Mortgage Lending I & II.

Entrepreneurship and Mortgage Lending. This training module prepares graduates for self-employment as Mortgage Brokers.

Home Buyer's Association. This program was started with one goal in mind: To help homebuyers and sellers achieve their goals.

Project E - Quality Control Program for Brokers. Project E is a focus on Excellence to help Brokers and other mortgage professionals achieve a level of proficiency within the industry that will benefit consumers and investors. (read more)

Facts About Credit Repair/Improve Your Credit Now!

According to the Federal Trade Commission, there are some facts that are constant regarding credit repair: 1) no one can legally remove accurate and timely negative information from a credit report and 2) anything a credit repair clinic can do for you legally, you can do for yourself at little or no cost. Thus education becomes a critical component to improving ones credit rating.

Desirable outcomes (higher credit scores) will be dependent upon the quality of the educational program if the facts above are accurate. At Anchor we take a reasoned approach to improving credit profiles. For example, if 15% of your credit score is calculated from a comparison of your credit limit (high credit) to the credit used/balance on the account(s) how could you take this fact to improve your score? Or how can one evaluate the Public Records section of the credit report to increase his or her score?

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